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Life Preservation Insurance

Value the life you have.Give life a second chance if it ends.

Whether death is natural or not, a policy that pays when this life ends is how you give yourself a real chance at life again after death.

Most people hold appropriate coverage for a few dollars a day. Confidential. No obligation.

What LPI is

Life Preservation Insurance is life insurance built to pay for cryonics/biostasis.

LPI is not a new kind of policy from a special carrier. It is a life insurance policy structured so the death benefit can pay a biostasis provider when this life ends.

The job of the policy is simple. Cover the preservation bill: standby, transport, the procedure, and long-term storage with Alcor, the Cryonics Institute, or Sparks Brain Preservation. Anything above that bill goes to who you name.

Kazak LPI does not preserve anyone. We help you size, place, and aim the coverage so the money is there when the provider needs it.

The bill does not wait

Insurance pays even if death comes early.Saving does not.

A life insurance policy is in force from the day it is issued. If death comes soon after, the full death benefit is still there to pay the preservation provider.

Saving only works if you live long enough to finish the pile. The bill is due when you die, not when the account is ready. Most people never hold that much cash that long.

Permanent policies can build cash value. Depending on the contract, you may borrow against it or take a withdrawal while you are alive.

Third parties

Kazak LPI does not preserve anyone.

We help you fund your preservation through a life insurance policy.

What is biostasis?

Biostasis is the attempt to pause biological decay after legal death so that future medicine might repair and restore a person. In practice that means stabilizing the brain, and sometimes the whole body, as soon as possible after death is pronounced, then holding the patient in a long-term preserved state.

Different organizations use different tools to get there. Kazak LPI does not perform the procedure. We help people make this an affordable option through life insurance. No revival is guaranteed. No person has been revived.

ProviderWhole bodyBrain / neuroAnnual dues (approx)Where
Alcor$220,000$100,000 (often cited; some pages $80,000 minimum)age × $15Scottsdale, Arizona
Cryonics Institute$28,000 lifetime member / $35,000 annual membern/a (whole body only)$120 / year or $1,250 lifetimeClinton Township / Detroit metro, Michigan
Sparks Brain Preservation$100,000 ($80,000 long-term member)$45,000 standard brain ($36,000 long-term member)$150 / yearSalem / Portland metro, Oregon
  • Figures are approximate published prices. Confirm with the provider before you rely on them.
  • Alcor figures often include a standby-waiver surcharge; bare minimums can be lower.
  • Cryonics Institute price is preservation plus long-term care. Standby and transport are extra.
  • Sparks long-term member discount is typically 20% after two years of $150 dues. The standard offering is chemical / aldehyde brain preservation with optional whole-body. Liquid-nitrogen head storage is a separate option (about $14,000, or about $11,200 for long-term members).

The funding structure

The policy is yours.You chose who the beneficiary is.

The policy pays the preservation

The death benefit is meant to meet the published preservation cost: standby, transport, and storage as the provider requires.

Surplus goes to who you name

Anything above that bill can go to a person or entity you name as beneficiary. Kazak LPI does not set up a revival trust or an investment vehicle around waking up.

Change providers anytime

The policy is revocable. You can switch preservation providers and retarget the death benefit. You are not locked into Alcor, CI, or Sparks for life.

A named beneficiary

If the preservation option is never used, a person or entity you name still inherits what remains.

One thing we will not sell

A revival guarantee. No person has been revived. Cryopreservation is experimental. Anyone offering certainty about waking up is selling something Kazak LPI will not.

David Kazak, life and health insurance agent
David Kazak

The practice

David KazakCryonics funding, written as insurance

Life and health insurance agent focused on cryonics and longevity funding. Alcor member. Appointed with Kansas City Life and other carriers that will write cryonics-friendly permanent coverage. Mentored in this niche by Rudi Hoffman, CFP, CLU, ChFC.

The job is making an unscheduled preservation bill payable without forcing the client to warehouse cash for decades.

License G334955 · NPN 22197097

Questions

Straight answers.No revival poetry.

Why not just save?

Cryopreservation is due when you die, not when the account is ready. Saving means holding the full amount liquid until a date you do not control. Inflation, spending, and a longer life all work against the pile. Life insurance is built for a bill that arrives on an unknown date.

Why not term insurance?

Term is inexpensive because it is designed to expire. Cryopreservation funding has to be in force on an unknown date, including ages most term will not cover. Permanent coverage is the usual instrument here.

What if I get sick before I sign?

Underwriting happens on today’s health. A diagnosis later can close the window or price the policy out of reach. Waiting is not a neutral choice.

Can I change providers?

Often yes. Buy-back language and portable assignment are part of how we try to structure this. The provider you name today does not have to be the provider forever. Details depend on the carrier and the assignment.

Is revival guaranteed?

No. No person has been revived. Kazak LPI will not sell a revival guarantee. The work is making the bill payable if you still want the option.

Does the quote cover pets?

No. Kazak LPI structures life insurance for human preservation only. Some providers will preserve pets if you pay them directly. That is not part of the policy and not part of this quote form.

While it is still cheap

Time is the only thing you can’t earn back.Buy the option while it’s cheap.

The younger and healthier you are the cheaper your premium will be. Waiting will cost you.

Estimates only. Not an offer of insurance. Not legal, tax, or investment advice. Cryopreservation is experimental. No person has been revived.